Specializing in home mortgage loans in Isanti County, Kanabec County, Hennepin County, Pine County, Ramsey County, Sherburne County, Dakota County and many more. Just a partial list of the cities we serve are... Cambridge, Isanti, Blaine, Pine City, North Branch, Braham, Mora, Zimmerman, Elk River, Rush City, Ham Lake, Anoka, Coon Rapids, White Bear Lake, Brooklyn Park, Minneapolis, St. Paul and all throughout Minnesota and Wisconsin

  • The Gerhardson Team is here to help you!

    We’ll help you find the loan that’s right for you – take a look at our full suite of loan products to get started today!
  • We specialize in first-time homebuyers

    Have questions on the mortgage process? We have answers! Visit our Mortgage 101 page to learn more about buying your first home.
  • How much can I afford?

    Find quick answers to commonly asked questions with our easy-to-use mortgage calculators.

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Welcome to the Waterstone Mortgage Gerhardson Team!

Rates are still at historic lows, making now the perfect time to purchase or refinance your home. 

Call or email us and get pre-qualified today!

Loan Products

Which loan product is right for you?

Find out by visiting our loan product comparison page and contacting us for a free consultation.

Getting Started

Ready to achieve your homeownership dreams? 

We're here to help with 4 ways to start your mortgage loan. We'll walk you through every step of the way to make the mortgage process smooth and headache-free!