Home Loan Programs

What’s The Best Mortgage Loan Solution For Me?


Home Improvement
203k

Renovation Loans

FHA 203k and other rehab loan programs for purchasing a property and financing the upgrades.

Read More

Veteran Loans
VA

VA Home Loans

For eligible veterans, active duty service members, spouces, National Guard members and reservists.

Read More

Rural Living
USDA

USDA Home Loans

USDA Mortgages spur homeownership in rural and underdeveloped areas with low down payment options.

Read More

Flexible Underwriting
FHA

FHA Home Loans

Lower down payments and closing costs, as well as more flexible credit qualifying guidelines.

Read More

Underwater Refinance
HARP

HARP Refinace

You may be able to refinance your mortgage, regardless of your appraised value.

Read More

Loans For Seniors
Reverse

Reverse Mortgage

Available to borrowers 62 years or older to convert part of the equity in their homes into cash.

Read More

Conventional Loan
Most Common

Conventional Loans

The most common mortgage program for loan sizes that fit within conforming loan limits.

Read More

Higher Loan Size
Jumbo Loans

Jumbo Mortgages

If your loan size is higher than the conforming loan limints in your area.

Read More

Renovation Loans

Planning to buy a fixer-upper? This program combines your construction loan and your mortgage into a single home loan, which saves money and simplifies the home renovation process.

  • Renovating? Save Money! Combine your renovation loan and your mortgage into a single home loan, which limits your loan closing costs.
  • Insured by the FHA. The 203k loan combines the traditional “home improvement” loan with a standard FHA mortgage, with loan amounts of up to $625,500.
  • Buying or Refinancing. The 203k loan is available to both buyers and refinancing households.
  • Streamline your 203k. The Streamlined 203k loan is for less extensive projects and costs are limited to $35,000. Traditional 203k loans do not have a construction loan size limit.

Read More

FHA Home Loans

An FHA Loan is a great solution for a first-time homebuyer as well as those who want to make a lower down payment. Additionally, an FHA loan will help our clients with less-than-perfect-credit!

  • Streamlined Refinance. Refinance quickly without an appraisal.
  • Quick Processing. Our FHA team is experienced to get your FHA loan funded quickly.
  • Flexible Credit. More flexible with credit scores and history.
  • Gift Funds Allowed. Your friends and family can help finance your dream home.

Read More

Veteran VA Home Loans

For the men and women that served us, we serve you by offering one of our best products.

  • You Earned This. For the men and women that served us, we serve you by offering our best product.
  • No Money Down. Purchase or refinance at 100% of the home’s value.
  • Fast Processing. Let our VA team guide you through a fast and easy process.
  • Turnkey Process. Receive your VA loan quickly and easily today.

Read More

USDA Rural Home Loans

The USDA Mortgage is meant to spur homeownership in pre-designated rural and underdeveloped areas. Take advantage of a 0% down-payment with this program!

  • Low Down Payment. That’s right! This program offers 100% financing for qualifying members.
  • No Homeowner Counseling Required. Unlike other mortgage programs, the USDA program doesn’t require a homeowner counseling course to qualify.
  • First-Time Buyer Friendly. USDA Rural Loans can be used by first-time buyers and repeat home buyers alike.
  • Insured by the U.S. Department of Agriculture. Via the USDA, you can finance 100% of a home’s purchase price while getting access to better-than-average mortgage rates.

Read More

HARP Home Affordable Refinance Program

CONTENTHERE

  • bullet
  • bullet
  • bullet
  • bullet
  • bullet

Read More

HECM Reverse Mortgage Loan For Seniors

CONTENTHERE

  • bullet
  • bullet
  • bullet
  • bullet
  • bullet

Read More

Conventional Home Loan Programs

CONTENTHERE

  • bullet
  • bullet
  • bullet
  • bullet
  • bullet

Read More

Jumbo Home Loan Programs

CONTENTHERE

  • bullet
  • bullet
  • bullet
  • bullet
  • bullet

Read More

About Us

Founded in 1992, LeaderOne Financial Corporation is a mortgage banking firm that funds over $1.35 Billion annually in residential real estate purchase and refinance mortgage transactions.

With corporate operations centralized in the Midwest, LeaderOne Financial Corporation is represented by hundreds of lending professionals with local branch offices throughout the nation.

Read More About Angie Gerhardson and LeaderOne Financial

Contact Angie Gerhardson 763-691-0202 Apply Online