Your home journey, guided by honesty & kindness.

The Gerhardson Mortgage Team

Our team is always looking out for your best interest because we treat you as an individual, not just as a number.


Angie and Shawn will work closely with you, keeping your best interests at heart throughout the entire lending process. That’s why at the end of the day, you can always turn to the Luminate Team for all of your mortgage needs.

Meet Shawn Gerhardson—your personal mortgage expert. Throughout his life, Shawn's passion for helping people and building long lasting relationships has made him a strong leader in the mortgage industry and in his community. When you work with Shawn, you can always expect the same consistent and clear approach to lending. Whether you're buying a home or working with him through a real estate transaction, he's there to help.


Why? Because Shawn wants the best possible results for the people he works with, ensuring that they'll have a smooth transaction every time.

Meet Angie Gerhardson—your personal mortgage planner. Whether you're buying or refinancing, Angie believes that every homeowner or home buyer should be kept educated throughout the entire mortgage process. She'll work with you to ensure you understand what is happening every step of the way, no matter what your needs.


Buying a home should be fun and exciting, and Angie is here to make that happen. When you know where you're at and what happens next, it helps take the stress out of the equation. And isn’t that the way it should be?

Meet Angie Gerhardson—your personal mortgage planner. Whether you're buying or refinancing, Angie believes that every homeowner or home buyer should be kept educated throughout the entire mortgage process. She'll work with you to ensure you understand what is happening every step of the way, no matter what your needs.


Buying a home should be fun and exciting, and Angie is here to make that happen. When you know where you're at and what happens next, it helps take the stress out of the equation. And isn’t that the way it should be?

Meet Shawn Gerhardson—your personal mortgage expert. Throughout his life, Shawn's passion for helping people and building long lasting relationships has made him a strong leader in the mortgage industry and in his community. When you work with Shawn, you can always expect the same consistent and clear approach to lending. Whether you're buying a home or working with him through a real estate transaction, he's there to help.


Why? Because Shawn wants the best possible results for the people he works with, ensuring that they'll have a smooth transaction every time.

Why Choose Luminate Bank?

Here at Luminate, our team works hard to help illuminate the path to the best mortgage decision for each of our clients, all while providing competitive rates and a variety of loan programs to help fit your needs.


Between loan options for first-time homebuyers, refinancing, or loan options for bad credit, it’s our mission to elevate individuals like yourself and help you to unlock your full potential through finances. We live by our core values, and invite you to reach out to us for any of your home loan needs.

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Helping you find the right path to home ownership.

Getting a great loan shouldn't feel like it's you against the world. We work hard to share our knowledge and find the right loan for you. When you're ready to buy, we're ready to help.


Whether you're a first-time home buyer, you're looking to refinance, or you have a unique situation, we'll help you understand all your options, so you can have the home of your dreams.

View Our Loan Options

How we can help.

We want to unlock people's full potential through finances and provide them with clarity at every step along the way. We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.


It's our goal to help you feel informed and engaged at every turn. Get the guidance and education you deserve by checking out our free resources page that has our loan process, mortgage calculators, and more!

Check Out Our Resources

What Our Clients Say About Us

We make homebuying

Easy Peasy,

Lemon Squeezy!

Don't know exactly where to start? We got you.

The mortgage loan process can seem complex, but we're here to help. The Gerhardson Team wants to ensure that you feel educated and secure during the entire home loan process. That's why we're providing you a resource packet that outlines the steps you'll take with Luminate and The Gerhardson Team as you work towards your mortgage loan.


And the best part? It's free for you to download any time! Simply input your info below to get access.

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