Unlock Your Homeownership Dream with Our First-Generation Homebuyer Loan Program
Embark on an exciting journey towards owning your first home with our exclusive First-Generation Homebuyer Loan Program!
Customized for First-Generation Homebuyers
This program is crafted with your unique journey in mind, providing the support and resources necessary for first-time homeownership.
Up to $35,000 in Down Payment Assistance
We offer substantial financial support to make your path to owning a home smoother and more accessible.
Favorable Loan Terms
Enjoy the benefits of a deferred, interest-free loan that's forgivable over time. Experience financial flexibility like never before.
Forgiveness Timeline
Achieve 50% loan forgiveness after 10 years, and complete forgiveness after 20 years, making the dream of homeownership more attainable.
Residency Requirement for Forgiveness
To qualify for loan forgiveness, simply make the house your home by residing in it through the specified forgiveness date.
Enhanced Support with Additional Loan Options
Maximize your benefits by combining this program with standard down payment and closing cost loan options, providing you with a comprehensive financial toolkit.
Why Choose Luminate Home Loans?
Here at Luminate, our team works hard to help illuminate the path to the best mortgage decision for each of our clients, all while providing competitive rates and a variety of loan programs to help fit your needs.
Between loan options for first-time homebuyers, refinancing, or loan options for bad credit, it’s our mission to elevate individuals like yourself and help you to unlock your full potential through finances. We live by our core values, and invite you to reach out to us for any of your home loan needs.
Luminate Home Loans, Inc.
404 Whiskey Road, Suite 1
Isanti, MN 55040
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